Health & Wealth Blog

5th Annual Guaranteed Lifetime Income Study (GLIS) Reveals Key Differences Between Advisors and Consumers (and Much More!)

By: Doug Kincaid

  In the fifth year of the Guaranteed Lifetime Income Study (GLIS), the study continues to explore consumer attitudes about the value of guaranteed lifetime income and, for the first time, includes an advisor survey that provides an important view of advisors’ opinion of guaranteed income products and the needs of their clients. An eye-opening Read more…

Access to Information Does Not Equal Informed Healthcare Decision-Making

By: Edna Dretzka

According to a briefing on consumerism in healthcare, hosted by Health Affairs, one panel agreed that healthcare as an industry has been defined by an imbalance of power between consumers and everyone else, which means that patients aren’t “consumers” in the same sense as in other industries, mostly because consumerism is based on choice and Read more…

Implications of a Major Development: The Emergence of New Stages of Life

By: Matt Greenwald

  A powerful social development has been unfolding for quite some time that has had a major impact on the way a growing number of people are living their lives, including their financial lives.  Interestingly, this powerful development has received almost no comment or attention, and its real impact appears poorly understood.  I am referring Read more…

Three Steps to Increasing HSA Participation and Contributions

By: Edna Dretzka

HSAs are not a new concept, but HSA enrollment hasn’t been increasing exponentially over time.  Incidence of consumer driven health plans eligible for an HSA account has hovered between 13% – 15% since 2013, according to EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey (Fronstin/Dretzka, 2018), although there is some evidence that this might Read more…

Listen to Greenwald on SOA’s Research Insights Podcast!

By: greenwald

Check out Greenwald & Associates’ Matt Greenwald and AnnMarie Pino featured on a podcast episode that highlights the inaugural study from the Society of Actuaries’ new Aging and Retirement Strategic Research Program. The study, Financial Perspectives on Aging and Retirement Across Generations, includes a series of reports examining financial challenges and perspectives on retirement planning Read more…

Online & Social: Younger Consumers Would Pay More for Online Investment and Retirement Advice

By: Quinncee Payne

Many younger consumers are managing their own finances with the assistance of mobile tools and online platforms available to them. And, Greenwald & Associates’ 2018 Online & Social in Financial Decision-Making study shows that, when it comes to more long-range planning and ideas about their entire financial picture, Millennials are interested in information that would Read more…

Work- Life Balance: Do Employees Think They Have It?

By: Lisa Greenwald

Over the last several years, there has been much discussion about work-life balance. Although there does not exist some universal definition of work-life balance, the idea behind the concept is that employees are able to balance the demands of the job with their personal life in a way that ensures a sense of satisfaction or Read more…

Engaging with Millennials to Maintain and Improve their Health

By: Edna Dretzka

Millennials, aged 22-37 in 2017, will overtake Boomers as the largest population in the workforce in 2019.  They are younger, healthier, and have fewer dependents than their Boomer and Gen X predecessors – at least at this stage of their lives.  They are also living in a time of rapidly increasing healthcare costs.  Employers and Read more…

Employer-Sponsored Benefits: What do Employees Value?

By: Lisa Greenwald

In this time of low unemployment, employers struggle with how to attract and retain employees. What attracts employees to companies and what makes them stay? Part of that answer relates to the benefits employers provide. Some employers offer a wide array of benefits from the traditional benefits such as health insurance or retirement plans, to Read more…

2018 RCS: Retiree Confidence in Critical Aspects of Retirement Security Declines, While Workers’ Overall Confidence Creeps Up

By: Lisa Greenwald

WASHINGTON – This year’s Retirement Confidence Survey (RCS) finds only a third of retirees very confident in their ability to live comfortably throughout retirement (32 percent). While this is comparable to last year, retiree confidence in having enough money to cover basic expenses and medical expenses has dropped: 80 percent say they are very/somewhat confident Read more…



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